We haven’t updated you on Everbank CD rates in a little while, so we here at Best CD Rates Today thought it was time to let you know the latest. Especially for those popular, investment-class 5 year terms under the new best 5 year CD rates in the Yield Pledge offer.
If you don’t already know, the Yield Pledge offer says that your Everbank CD rates for the term chosen will be within the top 5% of the rates nationally available. That’s a pretty solid pledge and means that these are definitely some of the best CD rates today in annual percentage yields and with a low minimum of only $1,500 to open and maintain these Everbank CD rates.
That top-tier best 5 year CD rates offer is at 3.10% APY, which is extremely competitive nationally. The short-term 3 month Everbank CD rates are 1.25% APY while the 6 and 9 month rates at 1.60% APY.
To keep these competitive, Everbank CD rates have a 2.00% APY on 1 year and 18 month term and 2.35% APY on the 2 year to 4 year terms.
These are definitely some of the best CD rates today, especially for that best 5 year CD rates offer. We’re always on the lookout for the best CD rates today so you know what the latest always is.
All Everbank accounts are FDIC insured to the fullest extent of the law, of course, and rates can change at any time. If any of these Everbank CD rates appeal to you, lock your rate in now before they change.
Now that we’re past it, it’s time to look back at the best CD rates for June 2009, which will bring you up-to-date on the best CD rates today. And Best CD Rates Today just happens to be our name, so it’s our job! Let’s look at June’s best CD rates.
1 Year Term
The best CD rates today are at Ally Bank (formerly GMAC) with a 2.30% APY (annual percentage yield) with no minimum deposit required to avoid fees. Next is newdominionDIRECT.com with 2.26% APY and a $3,000 minimum deposit and then comes UmbrellaBank.com and OneWest Bank (CA) at 2.25% APY and $1,000 and $5,000 minimum respectively.
3 Year Term
For this popular term, the best CD rates June 2009 now are at Discover Bank, Intervest National (NY), and Tennessee Commerce Bank at 3.10% APY, all with $2,500 minimum deposit required. The next in line is Goldwater Bank (AZ) 2.97% APY, but with a $50,000 minimum deposit. AIG Bank (DE) has a 2.96% APY with a $2,500 minimum required.
5 Year Term
This is a very popular investment term and the best CD rates today are once again in a 3-way tie: Third Federal S&L (OH), Tennessee Commerce, and OneWest Bank all at 3.65% APY wit ha $500, $2,500, and $5,000 minimum deposit respectively. Close behind is Intervest Bank (NY) at 3.62% APY and then Discover Bank at 3.60% APY, each with a $2,500 minimum deposit requirement.
All of these banks are FDIC insured and these best CD rates June 2009 could change at any time. So if any of these best CD rates today appeal to you, lock in your best CD rates before they change.
Although US Bank isn’t known for their certificate of deposits, they have some solid offers in the three US Bank CD rates terms they offer. We here at Best CD Rates Today have got the latest US Bank CD offers for you.
There are three terms in CD rates at US Bank and each requires a $1,000 minimum balance to open and maintain and interest is accrued monthly, paid yearly, and deposited at maturity. Here are the three most competitive offers at US Bank CD for the best CD rates today there.
For a 13 month term, the annual percentage yield is 1.01% and a 25 month term offers a 2.00% APY. The 59 month term pays a solid 4.00% APY.
These are all good offers in CD rates at US Bank. All accounts at US Bank are FDIC insured to the fullest extent of the law. Rates change quickly, so if you see the best CD rates today and they appeal to you, lock your rate in now.
The offers listed here are currently available (as of this writing) at any US Bank branch or online at the US Bank CD website.