AIG CD Rates

Here at Best CD Rates Today, we’re often asked about specific offers or rates for banks or institutions or to find the best rates in a certain area or city. With all of the financial turmoil and news going on, one of the banks we’ve been asked about most often recently is AIG and how CD rates at AIG are doing nowadays.

So we took a look at AIG CD rates and found them to be pretty competitive, ranking high compared to other national banks such as Chase. That was a surprise, although AIG certificate of deposit rates are likely driven by competition and a need for deposits–which many banks are seeing right now.

For a six month term, AIG CD rates are 1.50% APY (annual percentage yield) and for a 12 month term they are 1.91% APY, which is just under the national leader Ally Bank’s 2.0% APY for that term.

For an 18 month term, rates are 1.96% APY and for two years they are 2.26% APY. At 36 months, they are 2.56% APY and for 60 months, a popular longer term plan, they are 3.16% APY.

Minimum opening deposit on all AIG certificate of deposit rates is $2,500 and that is required to maintain the account as well. These AIG CD rates are guaranteed by the FDIC up to $250,000, though certificates that come to term after January 1. 2013, will be insured only to $100,000 when the Fed reduces its insurance coverage.

If these CD rates at AIG appeal to you, lock yours in today.

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