Best 24 Month CD Rates Florida

For Floridians looking for the best 24 month CD rates, Florida has some home-grown local banks that have better rates than the national average. Some of these banks have their rates posted in their websites while you would have to call a bank representative for some banks’ current rates.

First Florida Bank has a goal of making the Emerald Coast a better place to live, work, and bank. It is a true, locally owned and operated financial institution which opened its doors in November 2006. Their 24 month CD requires a minimum deposit of $500 to open and has an APY of 2.25%.

With Branches in Brandon, Clearwater, Downtown Tampa, East Bay, and South Tampa, USAmeriBank was founded by a group of Bay Area bankers who share the same belief that banking is meant to help customers and communities grow. Their 24 month CD requires a $500 minimum opening deposit and has an APY of 2.25%.

The above banks’ rates are current as of June 24, 2010 but you will need to talk to their respective bank representatives to check current rate.

Out of Plantation, Florida, Optimum Bank was founded in November, 2000 to reverse the trend of out-of-state mega-banks and give South Florida a “true” community bank. Optimum Bank requires a $1000 minimum deposit to open a CD. Interest is compounded daily and is credited monthly. Their 24 month CD has an interest rate of 2.18% with an APY of 2.20%. These rates are posted June 24, 2010.

Flagler Bank was formed in 1998 and now has offices in West Palm Beach, North Palm Beach, and Fort Lauderdale. Flagler Bank’s Personal CDs compound interest daily and can pay monthly, quarterly, semi-annually, or at maturity. Their CDs require a $500 minimum opening deposit. Their 24 month CD has an interest rate of 2.08% with an APY of 2.10%. These rates were posted June 1, 2010 and are still current and effective June 24, 2010.

All these CD rates are subject to change without notice. Nevertheless, it is not all gloomy for the best 24 month CD rates. Florida local banks are faring better.

For additional resources about CDs on this website about another state, please view Best 12 Month CD Rates Florida.

The Best Vanguard Mutual Funds for Your 401k is available on our sister website of onlinebanksblog.com. Also available on the sister site of bankcdratesonline.com is Best CD Rates Denver.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

Tags: bank cd rates, best 24 month CD rates, Best CD Rates, CD rates, Florida CD rates, investing, money

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