Best CD Rates By Term

Credit unions dominate the best CD rates by term, with a few banks taking top place in some of the rates on certain terms. Most rates are down presently with just a few managing to stay where they were.

The best rate for a 6 month CD comes from Southeast Financial Credit Union. The required minimum deposit is $500. It has an APY of 1.60%. The rate was posted 12/31/2009 but still current and effective as of 3/12/2010.

The best rates for a 1 year CD to a 5 year CD all come from and is dominated by Melrose Credit Union. The required minimum deposit on all their CDs is $5000. Their 1 year CD has an interest rate of 2.05% with an APY of 2.07%. Their 2 year CD has an interest rate 2.30% with an APY of 2.32%. Their 3 year CD has an interest rate of 2.80% and an APY of 2.83%. Their 4 year CD has an interest rate of 3.05% with an APY of 3.09%. Their 5 year CD has an interest rate of 3.60% with an APY of 3.65%. The rates were posted 12/31/2009 but are still current and effective as of 3/12/2010.

The best rate for a 6 year CD comes from Third Federal Savings and Loan. The required minimum deposit is $500. It has an APY of 3.25%. The rate is current and effective as of 3/12/2010.

The best rate for a 7 year CD and a 10 year CD both come from Apple Federal Credit Union. The required minimum deposit for their CD is $500. Their 7 year CD has an APY of 3.75%. Their 10 year CD has an APY 4.00%. The rates are current and effective as of 3/12/2010.

Each of these CD rates may vary per area and are subject to change without prior notice. Visit each bank’s website for more details before deciding which ones are the best CD rates by term that will suit your needs.

Related posts:

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  4. Top Long Term CD Rates
  5. Best CD Rates Reading Pennsylvania
Posted : March 12th, 2010 by Douglas

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