Best CD Rates October 2009

The best CD rates October 2009 for the Philadelphia area vary depending the term you wish to invest in.

For a 3 month CD with the best interest rates are form UFB Direct with a 1.35% APY with a minimum of $8,000 deposit is required. For a 3 month CD the 2nd best interest rates are form Ally Bank with a 1.25% APY with a minimum of $1 deposit. This is the old GMAC for those that do not recognize the name.

For a 6 month CD with the best rate is from First Century Bank at 1.75% APY with a $10,000 deposit. The 2nd best rate is from UFB Direct which is currently offering 1.70% APY with an $8,000 deposit.

The best CD rate on a 1 year CD is offered from PenFed which is currently at 1.25% with a $1,000 deposit. The 2nd best rate for a 1 year CD is ING Direct with a rate of 2.10% APY with a minimum of $1 deposit.

Nationwide Bank has the best CD rate on an 18 month CD which is currently at 2.20% APY. There is a minimum deposit of $10,000 that is associated with this rate. The 2nd best rate is from E-Loan.com at 2.06% APY with the same $10,000 deposit.

The overall best CD rate is on the 60 month CD’s that are offered by three different financial institutions. The rate is 3.40% APY and is current offered by Ally Bank with a $1 deposit, Discover Bank with a $2,500 deposit and E-Loan.com with a $10,000 deposit.

PenFed does offer 4.00% APY on a promo rate for the term of 84 months with a $1,000 deposit.

These are the best CD rates October 2009 for the Philadelphia area. These are current CD rates but are subject to change without notice.

Related posts:

  1. Ally Bank CD Rates October 2009
  2. Best CD Rates December 2009
  3. Best CD Rates in CO
  4. Discover Bank CD Rates December 2009
  5. Best CD Rates June 2009


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One Response to “Best CD Rates October 2009”

  1. Best CD Interest Rates | Best CD Rates Says:

    [...] time to look at the national offers for the best CD interest rates today. We here at Best CD Rates Today like to keep you up to date on the latest and best interest [...]

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