Best Deposit Interest Rates

It’s time for us here at Best CD Rates Today to give you an update on the best CD interest rates right now.  Just as we did the last time we looked at best CD rates, we’ll cover 1, 2, 3, and 5 year terms as well as a shorter-term 6 month rate.

These are the top three performing and best CD rates nationally-available, organized by annual percentage yield (APY).

Best CD Rates: 6 month term
Corus Bank with a 2.20% APY and a $10,000 minimum deposit.
Nexity Bank with a 2.16% APY and a $1,000 minimum deposit.
Ally Bank with a 2.15% APY and a $1 minimum deposit.

Best Deposit rates: 1 year term
Ally Bank with a 2.80% APY and a $1 minimum deposit.
Corus Bank with a 2.70% APY and a $10,000 minimum deposit.
UmbrellaBank.com with a 2.65% APY and a $1,000 minimum deposit.

Best CD interest rates: 2 year term
Ally Bank again with 2.90% APY and a $1 minimum deposit.
UmbrellaBank.com with a 2.80% APY and a $1,000 minimum deposit.
UFBDirect.com with a 2.80% APY and a $8,000 minimum deposit.

Best CD rates: 3 year term
Tennessee Commerce Bank with a 3.27% APY and a $2,500 minimum deposit.
Ally Bank with a 3.20% APY and a $1 minimum deposit.
Discover Bank with a 3.20% APY and a $2,500 minimum deposit.

Best CD interest rates: 5 year term
Discover Bank with a 3.70% APY and a $2,500 minimum deposit.
Intervest National Bank with a 3.66% APY and a $2,500 minimum deposit.
Tennessee Commerce Bank with a 3.65% APY and a $2,500 minimum deposit.

These are the current best deposit rates available for a CD right now.  As always, rates change quickly, so if any of the best CD interest rates we’ve listed here appeal to you, lock yours in quickly.  All banks listed are FDIC insured.

Related posts:

  1. Best CD Interest Rates
  2. Highest Interest CDs
  3. Best Jumbo CD Rates
  4. Best CD Rates June 2009
  5. Ally Bank No-Penalty CD (Certificate of Deposit)
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