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Bank America CD Rates

Douglas — Tue, 18 May 2010 12:55:49 +0000

The Bank America CD Rates are from a financial intuition that started in North Carolina over 200 years ago. After a series of mergers and acquisitions thru the years, the modern Bank of America has emerged to give their customers excellent service and competitive rates.

The longest term CD from this bank is the 120 months. It has an interest rate of 2.72% and an APY of 2.75%. The 60 month CD has an interest rate of 2.48% and an APY of 2.51%. The 48 month CD has an interest rate of 1.99% and an APY of 2.01%. The 36 month CD has an interest rate of 1.74% and an APY of 1.75%. The 24 month CD has an interest rate of 1.10% and an APY of 1.11%. The 12 month CD has an interest rate of 0.65% and an APY of 0.65%. The 6 month CD has an interest rate of 0.35% and an APY of 0.35%. The 90 day CD has an interest rate of 0.35% and an APY of 0.35%. These rates are obtainable with a minimum deposit of $1000.

There is another kind of CD at this bank. This is the Opt-Up CD. This is an 18 month term CD for deposits of $10,000 to $250,000. This CD allows for a one time rate increase after the initial 6 months of the term has passed. The current interest rate of this CD is at 1.00% with an APY of 1.00%.

The last kind of CD offered is the High yield CD. This has a term of 12 months and the rate is locked in for the term of the CD. The current interest rat is 0.80% and the APY is 0.80%. The minimum deposit is $10,000.

These CD Rates were posted on May 18, 2010 but are subject to change without notice. The Bank America CD Rates are insured up to $250,000 by the FDIC.

For additional resources about CD’s on this website about another state please view Best CD Rates in Cincinnati OH.

The Best Pennsylvania Credit Unions is available on our sister website of onlinebanksblog.com. Also available on the sister site of bankcdratesonline.com is Best Bank CD Rates May 2010.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember the bigger the risk, the larger the reward or loss. Invest with caution.

Bank America CD Rates

author — Mon, 09 Nov 2009 12:42:05 +0000

It has been a while since we here at Best CD Rates Today had a look at how BoA CD rates are doing, so we thought we should bring you up to date on their offers.

As an online only offer, Bank America CD rates on a special High Yield CD on an 11-month term with a 1.35% annual percentage yield (APY) and a $5,000 minimum deposit to open and maintain.

Another offer for special CD rates at Bank America is the Risk Free CD. This has a special 9 month term at 0.60% APY and allows access to funds once during that term to remove funds for any reason, with no charge. Requires a $5,000 minimum deposit to open and maintain.

The special Opt Up CD offer is another Bank America CD rates offer that gives 1.40% APY for an 18-month term. These have a minimum balance requirement of $10,000 and allow the owner to upgrade to a higher CD rates once during the term, virtually guaranteeing the best CD rates at Bank America.

For those who want standard rates, there are 24 to 35 month term offers for BoA CD rates. These have a return of 2.01% APY for the term and require only a $1,000 minimum deposit to open and maintain.

Bank of America is fully FDIC insured, of course. If any of these CD rates at Bank America appeal to you, lock yours in today. Bank America CD rates can change at any time.

Best CD Rate Bank of America

author — Thu, 30 Apr 2009 12:06:10 +0000

There are some interesting offers for certificate of deposit accounts from Bank of America CD rates. We here at Best CD Rates Today thought you’d want to know what the two best CD rates are: both a Risk Free CD and a High Yield CD.

What makes these accounts unique is that the CD rates are offered for a short 9 month term with optional renewal (instead of default or required). So you can get these great Bank of America CD rates for a 9 month term, at your discretion. That’s an unheard of offer and can be very compelling.

The Risk Free CD rates are at 1.30% annual percentage yield (APY) with a $5,000 minimum deposit requirement. “Risk Free” means this Bank of America CD allows you to withdraw funds without penalties provided the minimum balance is above the $5,000 requirement. This keeps your money from being completely tied up should you need it.

The High Yield Bank of America CD is a traditional CD, but with a great APY of 1.75% for that twelve months. This one also has a minimum balance of $5,000 required. These are great CD rates at a national bank that probably has branches in your area.

All Bank of America CD accounts are FDIC insured. To get these great Bank of America CD rates, you’ll need to act fast. These are best CD rate offers that will not last long.

Bank of America High Yield CD

author — Fri, 24 Apr 2009 12:26:21 +0000

Bank of America, of course, is one of the largest national banks in the U.S. and has branches and offices in nearly every major town and city in America. They are also online with bull bank offers including the Bank of America high yield CD, which we are talking about today on Best CD Rates Today.

The Bank of America high yield CD has a $5,000 minimum deposit to open and is a 12-month (1 year) term certificate of deposit which yields a 2.10% annual percentage yield (APY). All accounts at Bank of America are insured by the FDIC to the fullest extent of the law.

Tis BoA high yield CD is a promotional offer, so it may not last for too long. All CD rates at Bank of America are, of course, subject to change without notice, so look into the latest and best CD rates before you make your decision.

One other Bank of America CD worth looking into is another promotional, Bank of America high yield CD for IRA accounts. This has a $2,000 minimum deposit and is also on a 1-year term and is a BoA high yield CD giving 2.60% APY.

All Bank of America CD accounts can be auot-renewing and if the promotional CD rates at Bank of America are still active, they will renew into that. Otherwise, they will renew into a standard 12-month Bank of America CD at their current, best CD rates for that term.

Definitely worth looking into and these promotional terms are available online and in some branches nationally for a great BoA high yield CD. So check out current CD rates at Bank of America and see if this is right for you.

CD Rates at Bank of America

nittany — Tue, 17 Mar 2009 11:49:16 +0000

CD Rates at Bank of America are excellent on the Bank of Amerika 9 month CD and 12 month CD. If you are looking for a short-term CD, the CD Rates at Bank of America are some of the best CD rates. This article will provide an overview of these current Bank of America CD rates.

9 Month Bank of America CD Rates

9 month Bank of America CD Rates are currently being offered at a rate of 2.50% APY. While these interest rates have dropped a lot recently, 2.5% APY is a very attractive interest rate for a 9 month CD.

12 Month Bank of America CD Rates

CD Rates at Bank of America on its 12 month CD are also currently being offered at a rate of 2.50% APY. Finding a 12 Month CD with 2.5 percent interest rates is awesome.

Bank of America Minimum Deposits

In order to qualify for these great Bank of America CD rates you need to deposit a minimum of $10,000. If you do not have $10,000 the Bank of America CD interest rates on these certificates of deposits will be .25% lower.

Bank of America Online Banking FDIC Insured CDs

Bank of America Online Banking is insured by the FDIC. I would never purchase a certificate of deposit that was not covered by FDIC insurance. If you are buying Bank of America certificates of deposit the ROI is low, but with FDIC insurance you know that you will not lose your investment.

Bank of America Online offers great rates on its 9 month CDs and 12 month CDs. However, the CD rates at Bank of America are very volatile in todays banking climate so be sure to check the Bank of America online banking web site.

Bank of America CD Rates

nittany — Sat, 25 Oct 2008 16:11:27 +0000

This article provides an overview of the Bank of America CD rates. Bank of America is a huge bank, with millions of B of A accounts opened in America. Bank of America does not have the best cd rates, but since so many millions of Americans are Bank of America account holders, we had to provide a review of the Back of America CD rates.

Bank of America CDs come in several varieties. You can purchase a High Yield CD, Risk Free CD, Opt-Up CD or a Standard CD. Thist article will review each of these varieties of B of A CD’s.

Bank of America High Yield CD

The Bank of America High Yield CD has a short 7-month term and a minimum deposit of $5,000. The CD interest rate on this BofA CD is 3.69% or 3.75% APY. For a 7 month CD this is a very good interest rate. If you are looking for a short term investment, we really like the Bank of America High Yield CD.

Bank of America Risk Free CD

The main feature of the Bank of America Risk Free CD is that B of A Bank will waive the early withdrawl penalty if you withdrawal the money from this CD early but re-deposit into another B of A account. You have to remember that you will pay for this increased flexibility. The Bank of America CD rates on the Risk Free CD are less than the cd rates on the Bank of America High Yield CD rates. The Risk Free CD rates are currently 2.60% APY for a 9 month CD.

Bank of America Opt-Up CD

The Bank of America Opt-Up CD allows you to convert your BofA CD into a new CD if the Bank of America CD rates go up. However, the CD rate of the new CD will be half-way between the original CD rate of your Opt-Up CD and the new CD rates. If you think that CD interest rates might go up, the Bank of America Opt-Up CD is a great way to cover you on upside risk.

Due to the length of this post, we will cover the Standard CDs offered by Bank of America in a subsequent article. Hopefully this first article on Bank of America CD rates provided you with a good review of the Bank of America CD’s.