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Local CD Rates

Douglas — Fri, 21 May 2010 11:24:55 +0000

When searching for local CD rates, most Americans find that their local community bank can only offer a special rate on just one or two CDs at most. The financial institutions that have been the most consistent are the credit unions.

For the overall best CD rates, they can only be found on a regular basis at the national bank level. The following list is what the best rates at the different term levels are currently. Compare these to your local bank offers. Show the local bank what you can receive from them and just maybe they may give you a better rate. This is the advantage of dealing with a local bank; they do not have the unknown heads of conglomerates running the show from thousands of miles away.

Today, May 21, 2010 the best national CD rate on a 5 year term is from EverBank. They have an interest rate of 3.09% and an APY of 3.14%, with a minimum deposit of $1500. The interest is compounded daily and this rate was posted on May 21, 2010.

The best 4 year term CD is from the Bank of Internet with an interest rate of 2.88% and an APY of 2.92%. The interest is compounded daily and the minimum deposit is $1000.

The best 3 year CD is also from the Bank of Internet. This interest rate is 2.39% and the APY is 2.42%. The interest is compounded daily and the minimum deposit is $1000.

The best 2 year CD rate is from New Dominion Direct. They offer an interest rate of 2.01% and an APY of 2.03%. This has interest compounded daily with a minimum deposit of $3000, and were posted on April 14, 2010

The best 1 year CD is from Sallie May, at an interest rate of 1.54% and an APY of 1.55%. This interest is compounded daily with no minimum deposit required. This rate was posted on May 10, 2010.

All of these CD rates are subject to change without notice. Compare these rates to your local CD rates and you can negotiate with your local bank for the best possible rate on your investment.

For additional resources about CDs on this website about another state, please view World Bank CD Rates.

The Armed Forces Bank Online is available on our sister website of onlinebanksblog.com. Also available on the sister site of bankcdratesonline.com is St. Louis CD Rates.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember – the bigger the risk, the larger the reward or loss. Invest with caution.

South Carolina CD Rates

Douglas — Thu, 15 Apr 2010 07:18:29 +0000

For the best local South Carolina CD Rates there is Enterprise Bank of South Carolina. They have two promotional rates that available today. The 15 month CD has an APY of 2.00% and the 27 month CD has an APY of 2.25%. Both of these rates were posted on February 17, 2010 and were still current as of April 15, 2010. The minimum deposit required to obtain a CD with this financial institution is $500.

Southeast Federal Credit Union located in Shoals SC and has been serving the South Carolina public since 1976. They are offering their members an 18 month certificate with an interest rate of 2.00% and an APY of 2.02%. The 15 month certificate has an interest rate of 1.75% and an APY of 1.76%. There is a minimum of $500 required to obtain a certificate. These rates are current as of April 15, 2010 but are subject to change without notice.

The best rate that is available in SC and the nation as a whole is from EverBank. They have a 5 year CD with an interest rate of 3.25% and an APY of 3.30%. They also offer a 12 month CD with an interest rate of 1.39% and an APY of 1.40%. To obtain one of these CD’s a minimum deposit of $1500 is required. These CD rates were posted on April 9, 2010 and were still current as of April 15, 2010.

These South Carolina CD Rates as with all rates are subject to change without notice.

For additional resources about CD’s on this website about another state please view Best CD Rates April 2010

The Citibank Credit Card Offers is available on our sister website of onlinebanksblog.com. Also available on the sister site of chaseonlinebankingfan.com is Chase Online Banking Update.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember the bigger the risk, the larger the reward or loss. Invest with caution.

Boston Massachusetts CD Rates

Douglas — Wed, 09 Dec 2009 17:13:47 +0000

Learning about Boston, Massachusetts CD rates will guide you in making your decision which bank in Boston offers good rates with their certificates of deposit. If you are ready to invest some money for a period of time, CDs are a safe way to tie up your money for guaranteed returns.

As of 12/08/2009, Ally Bank’s 12 month CD has an interest rate of 1.87% with an APY of 1.89% and only requires $1.00 minimum to earn interest. The 60 month CD has an interest rate of 3.05% with an APY of 3.10%. As of 12/07/2009, Nationwide Bank’s 12 month CD has an interest rate of 1.80% with an APY of 1.85%. Their 60 month CD has an interest rate of 3.15% with an APY of 3.20%. These CDs require between $500 to $99,999.99 minimum balances to earn interest. As of 12/08/2009, UFB Direct’s 12 month CD and 60 month CD both have an interest rate of 1.78% with an APY of 1.80% and requires minimum balance of $8000 to earn.

As of 12/04/2009, Ever Bank’s traditional 12 month CD has an interest rate of 1.64% with an APY of 1.65%. The traditional 60 month CD has an interest rate of 2.96% with an APY of 3.00%. Both require $1,500 minimum to earn interest. As of 12/02/2009, BankDirect’s 12 month CD has an interest rate of 1.10% with an APY of 1.11% and requires a minimum balance of $10,000 to earn. The 60 month CD has an interest rate of 1.30% with an APY of 1.31% and requires a minimum of $10,000 to open an account.

With these figures, you should be able to make an educated guess which is the best CD rates for you.

Extend your search to Boston credit unions as well for a broader selection of Boston, Massachusetts CD rates.

Charlotte CD Rates

Douglas — Wed, 21 Oct 2009 15:18:26 +0000

The Charlotte CD rates vary depending on the terms selected.
For a 6 month CD, New Dominion Direct out of Charlotte, NC offers an interest rate of 1.61% and an APY of 16.2%. Their 1 year CD has an interest rate of 1.98% and an APY of 2.00%. The 2 year CD has an interest rate of 2.25% and an APY of 2.28%.The 3 year CD has an interest rate of 2.67% and an APY of 2.71%. The 5 year CD has an interest rate of 2.97% and an APY of 3.01%. All of these CDs require a deposit of $3000 or more. These rates were posted on 10/20/09.
Ally Bank has branches in Charlotte, NC and offers their 6 month CD with an APY of 1.55%. Their 12 month CD has an APY of 2.00%. Their 2 year CD has an APY of 2.30%. The 3 year CD has an APY of 2.70%.The 4 year CD has an APY of 2.95%. The 5 year CD has an APY of 3.40%.The minimum deposit for each of these CDs is $1. These rates were posted on 10/20/09.
EverBank also has branches in Charlotte, NC and offers a 6 month CD with an APY of 1.35%. Their 12 month CD has an APY of 1.72%. Their 2 year CD has an APY of 2.10%. The 3 year CD has an APY of 2.20%. The 4 year CD has an APY of 2.20%. The 5 year CD has an APY of 3.00%.The minimum deposit for each of these CDs is $1500. These rates were posted on 10/20/09.
The Charlotte CD rates from the local banks are competitive with national banks.

Best CD Rates in CO

Douglas — Tue, 22 Sep 2009 13:38:33 +0000

As the month of September is near its end the national average rates for CD’s are creeping down, on an average of 0.1%. The best CD rates In CO are at UFB Direct for the 3 month CD at 1.35% APY. This requires a minimum of $8,000 deposit. The second best rate on a 3 month CD is from Ally Bank at 1.25% APY. This requires a minimum of $1 deposit. It is a promotional rate and will not be available for much longer.

The best CD rates In CO on a 6 month CD are at First Century Bank at 1.75% APY. This requires a minimum of $10,000 deposit. The second best rate on a 3 month CD is from UFB Direct at 1.70% APY. This requires a minimum of $8,000 deposit.

The best CD rates on a 12 month CD are at Giantbank.com at 2.01% APY. This requires a minimum of $2,500 deposit. The second best rate on a 12 month CD is from 3 different financial institutions. They are all offer their CD rates at 2.00% APY. They are UFB Direct which requires a minimum of $8,000 deposit, Ally Bank which requires a deposit of $1 and Nationwide Bank which requires a deposit of $10,000.

For an 18 month the best CD rates In CO are from Nationwide Bank with 2.20% APY with a deposit of $10,000. The second best CD rates are from both AIG bank and E-Loan at 2.06% with deposits of $2,500 and $10,000 respectively.

The overall winner of the best CD rates In CO goes to the 60 month CD from Citibank. They have a return rate of 3.50% with a deposit of $10,000.

Everbank CD Rates – Best 5 Year CD Rates

author — Thu, 02 Jul 2009 13:02:24 +0000

We haven’t updated you on Everbank CD rates in a little while, so we here at Best CD Rates Today thought it was time to let you know the latest. Especially for those popular, investment-class 5 year terms under the new best 5 year CD rates in the Yield Pledge offer.

If you don’t already know, the Yield Pledge offer says that your Everbank CD rates for the term chosen will be within the top 5% of the rates nationally available. That’s a pretty solid pledge and means that these are definitely some of the best CD rates today in annual percentage yields and with a low minimum of only $1,500 to open and maintain these Everbank CD rates.

That top-tier best 5 year CD rates offer is at 3.10% APY, which is extremely competitive nationally. The short-term 3 month Everbank CD rates are 1.25% APY while the 6 and 9 month rates at 1.60% APY.

To keep these competitive, Everbank CD rates have a 2.00% APY on 1 year and 18 month term and 2.35% APY on the 2 year to 4 year terms.

These are definitely some of the best CD rates today, especially for that best 5 year CD rates offer. We’re always on the lookout for the best CD rates today so you know what the latest always is.

All Everbank accounts are FDIC insured to the fullest extent of the law, of course, and rates can change at any time. If any of these Everbank CD rates appeal to you, lock your rate in now before they change.

Everbank CD Rates Review

nittany — Mon, 23 Feb 2009 12:21:54 +0000

EverBankd CD rates are always some of the best nationally available CDs. EverBank Online Banking is becoming a major player within the online banking industry both in the United Staes in around the world. This article will review the Everbank CD rates in the hope that we find the best cd rates to invest in.

Ever Bank Direct has 4 different types of certificates of deposits that they offer. These four types of CDs are its Everbank Yield Pledge CD, World Currency CDs, Market Safe CD, and Insured Advantage CD. For purposes of this article, we are going to focus on Everbank’s traditional certificate of deposit which is its Yield Pledge CD.

Everbank CD Rates

Term	Rate	APY
3 month	1.78%	1.80%

6 month	2.23%	2.25%

9 month	2.23%	2.25%

1 year	2.47%	2.50%

1.5 year	2.47%	2.50%

2 year	2.76%	2.80%

2.5 year	2.66%	2.70%

3 year	2.66%	2.70%

4 year	2.66%	2.70%

5 year	3.25%	3.30%

From looking at the current Everbank CD rates, the Everbank 12 Month CD is currently earning an interest rate of 2.50 percent APY. In today’s economy, interest rates on CDs are falling fast. Six months ago, I would not have been interested in a 12 month cd earning 2.50%, but that is somewhat standard today.

The Everbank 5 year CD is currently earning an interest rate of 3.30 percent APY. If you feel that interest rates are going to remain low, now might be the time to lock in your cd rates by buying a 5 year cd. Personally, I believe that interest rates have to move up, so I am not as happy with the 5 year cd rates right now.

Everbank CD Minimum Deposit – Everbank CDs require depositors to deposit a minimum of $1,500 to purchase a certificate of deposit. While you can find a lot of banks with minimum deposit requirements as low as $500, the Everbank CD requirement is not prohibitive for the average investor.

Everbank CD Rates

nittany — Mon, 29 Sep 2008 21:05:18 +0000

Everbank CD rates are some of the best bank cd rates today. The Everbank 3 month certificate of deposit and 6 month certificate of deposit are currently earning certificate of deposit interest of 4.02% APY and 4.23% APY, respectively. This makes the Everbank 3 month CD and 6 month CD the best cd interest rates for these given terms.

If you are looking for a short term place to save your money and earn a high interest rate, you have to check out these Everbank CD rates. In order to open a certificate of deposit account, Everbank online banking requires a $1,500 minimum deposit. This $1,500 minimum deposit is a low minimum amount that should allow most CD investors to purchase a Everbank CD.

Everbank CDs also come in terms of 9 months through 60 months, but the CD interest rates don’t really go up that much at these longer periods. In fact, the 5 year CD has an interest rate of 4.54% APY. That is only 0.31% higher than the 6 month Everbank CD. Unless you really want to buy a long term CD, in our opinion you are better off buying a short-term Everbank CD. The 3 month and 6 month Everbank CD rates are an excellent choice.

For those of you not familiar with Everbank, Everbank Direct is one of the pioneers of internet banking. Everbank was started in Jacksonville, Florida, but now does banking across the United States through its everbank.com website. Everbank online banking is a robust banking site that provides high interest savings accounts, free Everbank checking accounts, and some of the best cd rates.

If you are in the market for a short-term certificate of deposit, the Everbank CD rates on its 3 month CD and 6 month CD are the best cd interest rates in the United States right now. Check out the everbank.com site for more information regarding Everbank CDs.