Terms for Regions Bank certificate of deposit rates begin at 7 days and go to 72 months. Rates fluctuate by term, of course, with the best Regions Bank CD rates being on certain, select terms. We’ll look at those Regions CD rates with better returns first.

For a 7 month term, the current special rate is 1.01% APY (annual percentage yield). The Regions Bank 12 month CD rates are 2.00% APY, one of hte best available for this term in the nation right now.

Other specials are the 23 month term, with the top Regions Bank CD rates being 2.50% APY and then at 42 months, the rates are at 3.25% APY.

For 7 days to 2 months, the rate is 0.25% APY, 3-5 months gives 0.40% APY, and 6 months gives 0.65% APY. Regions CD rates for 8-11 months are also 0.65% APY and at 13-22 months they are 1.01% APY. For 24-35 months, the Regions Bank certificate of deposit rates are 1.25% APY and for 36-41 months they are 1.50% APY.

Regions CD rates for 43-59 months are 1.50% APY as well and at 60-72 months they rise to 1.75% APY.

With the exception of the special terms, for which the Regions Bank CD rates are higher than average and are in the top 5 for many, the Regions CD rates shown here are barely average or below average nationally.

Regions Bank is FDIC insured, of course, and current Regions CD rates change often. So if any of these highest CD rates for Regions Bank CD rates appeal to you, lock yours in today.

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There are four specials right now: 6 month, 9 month, 18 month, and 39-47 month terms.  These have great annual percentage yields (APY) for a certificate of deposit at Regions.  They all have a $10,000 minimum deposit for the term.

Regions Bank CD rates for the 6 month term are 1.50% APY.  For the 9 month term, CD rates are 1.74% APY and for the 18 month term, the best CD rate is 2.0% APY.  Finally, that 39-47 month certificate of deposit will yield 3.0% APY.

Those are some good CD rates and definitely worth looking into.  For the shorter-term investor, standard Regions Bank CD rates of 0.85% apply to 0-2 month terms and 1.0% APY for 3-5 month Regions Bank CD terms.  Those are worth looking into as well.

All Regions Bank CD accounts are FDIC insured to the fullest extent of the law.  These certificate of deposit rates won’t be around forever, so if you’re interested in them, you should act fast.

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Special 13-month Regions CD rates are being offered in most states with an annual percentage yield of 3.0%.  A similar 18-month CD with the same yield in Florida is also available.  For longer-term Regions rates, the 39+ month term CD rates at Regions are 3.25% APY with a $10,000 minimum deposit.  Those same 39-month rates can be had for only $4,000 deposit if it’s linked to an IRA account.

No-penalty (meaning withdraw early without loss) Regions CD rates are available on a 10-month special term for 2.5% APY, though a $10,000 minimum and a Regions checking account are also required.

All accounts at Regions are, of course, FDIC insured to the fullest extent of the law.  Regions CD rates are available in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, the Carolinas, Tennessee, Texas, and Virginia.

CD rates at Regions are subject to change at any time and advertised rates can often change quickly.  So if you’re looking to get in on Regions CD rates right now, do so quickly.  We think they’re definitely worth considering.

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35 Day Regions Bank CD Rates

If you are looking for a short-term certificate of deposit, the Regions Bank 35 day CD offers some of the highest cd rates for this short term cd.  This 1 month cd offers a 4.00% cd interest rate.  For someone who is looking for the highest interest rates, but at the same time liquidity, this 1 month cd is a great option.  The minimum deposit required to obtain these great Regions Bank CD rates is $2,500.

Regions Bank 125 Day CD

The Regions Bank 125 Day CD has a slightly longer term than the Regions Bank 35 day CD, but the interest rate is a little above 4.00% on this 4 month cd.  If you can afford to tie up your money for a little longer than the 1 month cd, this 125 day cd is a great way to earn a higher certificate of deposit interest rate.  Another advantage of this Regions Bank CD is that it only requires a minimum deposit of $500.

If you are looking for the highest cd rates, these Regions CD rates are a must see.  For those of you not familiar with Regions Bank, it is headquartered in Alabama and has offices in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, Texas and Virginia.  In these 16 states Regions Banks has over 1,900 Regions Bank branches.  If you are from South Eastern United States, you should have no problem locating a Regions Bank branch.  So head on over, and check out the Regions Bank CD rates.

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