Charlotte NC CD Rates

Just like everywhere else, in Charlotte, NC, CD rates vary according to the length of the CD term you will be applying for. Higher rates usually are found within the longer terms. Good terms are not always found with the big banks while some good rates can be found with local credit unions and community banks.

Taking a look at rates for a 6 month CD in Charlotte, North Carolina, Bank of Granite’s 6 month CD has an APY of 1.65%, with a minimum deposit of $5000. This rate was effective 1/11/2010. Park Sterling Bank’s 6 month CD has an APY of 1.60% with a minimum deposit of $1000. This rate is effective as of 2/9/2010. State Employee Credit Union’s 6 month CD has an interest rate of 1.50% with an APY of 1.50% for a minimum deposit of $250. This rate was effective from 2/3/2010.

For the 12 month CD, Bank of Granite has an APY of 1.90%, with a minimum balance of $5000. This rate was effective 1/11/2010. Park Sterling Bank’s 12 month CD has an APY of 1.90% with a minimum deposit of $1000. This rate is effective as of 2/9/2010. Sharonview Federal Credit Union’s 12 month to 23 months CD has an interest rate of 1.73% with an APY of 1.75%, for a minimum deposit of $500. This rate is effective 2/8/2010.

With the 24 month CD, State Employee’s Federal Credit Union’s 24 month CD has an interest rate of 2.00% with an APY of 2.00%, for a minimum deposit of $250. This rate is effective 2/3/2010. Park Sterling Bank’s 24 month CD has an APY of 2.00% with a minimum deposit of $1000. This rate is effective as of 2/9/2010. Sharonview Federal Credit Union’s 24 month CD has an interest rate of 1.98% with an APY of 2.00%, for a minimum deposit of $500. This rate is effective 2/8/2010.         

These CD rates are current as of 2/9/2010 and may change without prior notice.

Explore the small community banks and credit unions if you are in or around Charlotte, NC. CD rates with these institutions may surprisingly be better than the bigger banks.

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Posted : February 9th, 2010 by Douglas

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