Citizens Bank CD Rates

The Citizens Bank CD rates are from a well established financial institution that got its start back in 1828. Originally this bank was called High Street Bank and was based out of Providence Rhode Island. Today they have 1500 branch offices in 12 states with over 3500 ATM’s for their customers to use free of charge.

Because this bank is so large there are times, the rates of various products will change from state to state. These CD Rates are for the Philadelphia area and were posted on July 27, 2010. This bank deploys a tier rating for their rates. The first is the standard rate. The second rate is for Circle Banking customers and the last is for Circle Gold Banking customers.

The 1 year CD has APY’s of 0.50%, 0.75% and 1.00%. The 15 month CD has APY’s of 0.75%, 1.00% and 1.25%. The 2 year CD has APY’s of 1.00%, 1.25% and 1.50%. The 3 year CD has APY’s of 1.25%, 1.50% and 1.75%. The 5 year CD has APY’s of 1.35%, 1.60% and 1.85%.

The minimum balance to open a CD is $1000. If it is an IRA account the minimum is $250.

To qualify for a Circle Gold Banking rates a person must have a Circle Gold Checking and Circle Gold Savings account open. To qualify for a Circle Banking rates the customer must have a Circle Checking and Circle Savings accounts open with Citizens Bank.

These are the current Citizens Bank CD rates available for the Philadelphia area at this time. All rates are subject to change without notice.

For additional resources about CDs on this website, please view Best Canada CD Rates. On our other sister site, there is the Best Australia ETFs for an additional resource on bank rates.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

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