EBSB Direct CD Rates

The EBSB Direct CD rates are from a Massachusetts chartered stock savings bank that operates 13 full-services locations in the greater Boston metropolitan area. The East Boston Savings Bank had its beginnings in 1848 from an area in East Boston called Noodles Island. The area’s early merchants and world-famous shipbuilders established East Boston Savings Bank to serve the growing various immigrant populations settling into East Boston neighborhoods.

 Today, the bank’s primary market consists of Essex, Middlesex, and Suffolk counties, Massachusetts. Communities also served by EBSB include East Boston, Everett, Lynn, Medford, Melrose, Peabody, Revere, Saugus, Wakefield, and Winthrop.

Presently, EBSB has Special CD Offers that require $1000 of new money as minimum deposit. The Special 10 month CD has an APY of 1.77%, while the Special 36 month CD has an APY of 2.75%.

Standard EBSB CDs are as follows. For a minimum deposit of $2500, the 6 month CD has an interest rate of 0.75% with an APY of 0.75%. From there on, the rest of the other CDs have a $1000 minimum deposit. The 9 month CD has an interest rate of 1.14% with an APY of 1.15%. The 12 month CD has an interest rate of 1.24% with an APY of 1.25%. The 15 month CD has an interest rate of 1.44% with an APY of 1.45%. The 18 month CD has an interest rate of 1.49% with an APY of 1.50%. The 24 month CD has an interest rate of 1.64% with an APY of 1.65%. The 30 month Step-Up CD has an interest rate of 2.03% with an APY of 2.05%. The 36 month CD has an interest rate of 2.47% with an APY of 2.50%. The 48 month Fixed Rate CD has an interest rate of 2.72% with an APY of 2.75%. The 60 month CD has an interest rate of 2.96% with an APY of 3.00%.   

The Special Rates and the Step-Up CD offers are valid for a limited time only. These CD rates are current as of 2/24/2010 and may change without prior notice. Call or visit your local branch for more details on the EBSB Direct CD rates.

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