First Trust CD Rates

With the First Trust CD rates, a certificate of deposit is a good and guaranteed way to earn higher interest rate if you are saving for a long-term goal. It also allows you to choose to transfer the interest you earn into your checking, savings, money market account, or mail the interest directly to you. There is a minimum deposit of $1000 for the 9, 23, and 36 month CD. There is a $2500 minimum deposit of new funds for the 14, 60, and 84 month CDs.

The following are the rates for regular CDs. The 9 month CD has an interest rate of 1.19% with an APY of 1.20%. The 14 month CD has an interest rate of 1.49% with an APY of 1.50%. The 23 month CD has an interest rate of 1.88% with an APY of 1.90%. The 36 month CD has an interest rate of 2.23% with an APY of 2.25%. The 60 month CD has an interest rate of 2.96% with an APY of 3.00%. The 84 month CD has an interest rate of 3.05% with an APY of 3.10%.

First Trust has a wide range of fixed-rate CDs with terms from 1 month to 7 years with their Short-Term CD, Long-Term CD, and Jumbo CD. With the Short Term and Long Term CDs, the minimum deposit is $1000 and the interest is compounded daily. With Jumbo CD, the minimum deposit is $100,000 and simple interest is credited at maturity. No interest will be paid after maturity if the CD is not renewed by the customer. Learn more about their respective CD rates and details on the web site or call a First Trust Banking Specialist.

The First Trust CD rates are posted and are current as of 10/28/09.

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