Flagstar 1 Year CD Rates

The Flagstar 1 Year CD rates are currently at 1.55% APY. This is for the 12 month term CD that was opened online. The minimum amount of deposit required to obtain this APY is $500. The rates were posted on July 20, 2010 and are subject to change without notice.

There are two other 12 month CDs offered by Flagstar. The first is the Smart Choice 12 month Fixed CD. This CD can be obtained through any of the Flagstar branch offices. The APY for this CD has a fixed APY rate of 1.50%.The minimum deposit for this CD is $500. This rate was also posted on July 20, 2010 and is subject to change without notice.

The last of the 12 month CDs is the Smart Choice 12 month Variable. This has a variable rate of 1.35% APY. This CD rates was posted on July 20, 2010 and the minimum deposit required to obtain the posted APY is $500.

All of the deposits with these CD rates are insured by the FDIC up to $250,000. To find these rates, the Flagstar website does require a zip code. But with each zip code entered, the same rates appeared. This leads one to believe these are the national rates available in most areas of the country.

The headquarters of Flagstar is in Troy, Michigan. They received their federal charter in 1987 and have 165 branch offices in Michigan, Indiana, and Georgia.

The Flagstar 1 Year CD rates offered via the internet at 1.55% APY is currently the best 1 year CD rate in the nation for the week of July 19 2010.

For additional resources about CDs on this website, please view Best CD Rates – Week of July 12. On our other sister site, there is the Best 5 Year CD Rates for an additional resource on CD rates.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember – the bigger the risk, the larger the reward or loss. Invest with caution.

Related posts:

  1. Best CD Rates – Week of July 12
  2. Best CD Rates today 5 year term for July 2011
  3. Best 1 year CD rates July 2011
  4. Best Three Year CD Rates 2010
  5. First Choice Bank CD Rates
Posted : July 20th, 2010 by Douglas

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