Highest CD Rates in New York, NY
Continuing our extreme local look at certificate of deposit rates, we here at Best CD Rates Today are now turning to look at CD rates in NYC. Definitely a financial hub, we wanted to see how it’s comparing in local rates versus the national averages.
We’ll list the highest CD rates in New York by term and then annual percentage yield (APY). Extra information like minimum deposit requirements and so forth will also be included in our list.
1 Year Term Highest CD Rates in NY
Ally Bank has the highest rates at this term with a 2.05% APY and no minimum deposit rquirement. Hudson City Savings Bank has a 1.85% APY to compete with a low $500 minimum deposit. Queens County Savings has a 1.64% APY with a $500 minimum deposit as well.
3 Year Term CD Rates in NYC
For this term, both Hudson City Savings and Flagstar Direct have a 3.00% APY offer with a low $500 minimum deposit required. Ally Bank has a 2.75% APY with no minimum deposit while Citibank has a 2.35% APY with a $500 minimum deposit required. Great competition in this term.
5 Year Term Highest CD Rates in New York
More strong competition in this term with Hudson City Savings coming in at 3.50% APY with a $500 minimum deposit and Ally Bank a close second at 3.40% APY with no minimum deposit required. Citibank has a 3.25% APY with a $500 minimum deposit required.
All banks listed are FDIC insured. These highest CD rates in NY won’t last long, so lock yours in now if you see something you like.
Related posts:
- Best New York CD Rates
- New York CD Rates
- Highest CD Rates in Houston, Texas
- Highest CD Rates in Chicago, Illinois
- Highest Interest CDs
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