Iowa CD Rates
Looking at the heart land and Iowa CD Rates, you can find that the national banks on average have better rates. The internet has made it possible for anyone anywhere to have an account with any bank. This is just as long as the financial institution allows it.
At the moment Discovery Bank has the best 5 year or 60 month CD rate at 3.30% interest and an APY of 3.35%. This does require a deposit of $2500 and was posted on 11/24/09. The second best rate available to citizens living in Iowa is from First Internet Bank of Indiana. Their 60 month CD has an interest rate of 3.25% and an APY of 3.30%. The minimum deposit is $1000 and was posted on 11/06/09.
The best 3 year or 36 month CD is from First Internet Bank of Indiana. Their interest rate is 2.62% with an APY of 2.65%. The minimum deposit is $1000 and was posted on 11/06/09. The second best rate is from Discovery Bank with an interest rate of 2.57% and an APY of 2.60%. They require a deposit of $2500 and this rate was posted on 11/24/09.
For 2 year CD’s the best rates come from the Discovery Bank again. They are offering an interest rate of 2.23% and an APY of 2.25% with $2500 deposit and were posted on 11/24/09. The second best came was an APY of 2.20% from both AIG and ALLY Banks.
The best rates from a bank based in Iowa are from BankIowa. They have several promotional rates that are competitive, but not the best possible rate. They have a “you pick the term” from 3 to 5 months CD’s with an interest and APY of 1.00% with a minimum deposit of $500. This rate was posted on 9/17/09 and is still in effect.
The Iowa CD Rates do not change very often from the Iowa banks. The best CD rates are from national banks that have better rates and are available to citizens in the great state of Iowa.
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