Richmond Virginia (VA) CD Rates

In Richmond, Virginia (VA), CD rates that are decent as compared to the national average still exist. Although most CD rates have plummeted a great deal, it is nice to see some banks trying to give the best possible figures for their customers.

For a minimum deposit of $500, Virginia Credit Union’s 6 month CD has an interest rate of 1.29% with an APY of 1.30%. The 12 month CD has an interest rate of 1.54% with an APY of 1.55%. The 24 month CD has an interest rate of 1.94% with an APY of 1.95%. The 36 month CD has an interest rate of 2.37% with an APY of 2.40%. The 60 month CD has an interest rate of 2.82% with an APY of 2.85%. These rates were posted on 2/5/2010.

Ally Bank’s 6 month CD has an interest rate of 1.24% with an APY of 1.25%. The 12 month CD has an interest rate of 1.63% with an APY of 1.64%. The 2 year CD has an interest rate of 2.03% with an APY of 2.05%. The 3 year CD has an interest rate of 2.46% with an APY of 2.49%. The 5 year CD has an interest rate of 3.10% with an APY of 3.15%. These rates were posted on 2/10/2010.

For a minimum deposit of $1000, Village Bank’s 6 month CD has an interest rate of 1.15% with an APY of 1.16%. CDs from 12 month terms and up only have $500 minimum deposit. The 12 month CD has an interest rate of 1.50% with an APY of 1.51%. The 24 month CD has an interest rate of 2.25% with an APY of 2.28%. The 36 month CD has an interest rate of 2.50% with an APY of 2.51%. The 60 month CD has an interest rate of 3.00% with an APY of 3.04%. These CD rates were posted on 2/8/2010.

You may want to check out Franklin Federal Savings Bank and other credit unions as well. These Richmond, Virginia (VA) CD rates are current as of 2/12/2010 and may change without prior notice.

 

 

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