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Everbank CD Rates Review

nittany — Mon, 23 Feb 2009 12:21:54 +0000

EverBankd CD rates are always some of the best nationally available CDs. EverBank Online Banking is becoming a major player within the online banking industry both in the United Staes in around the world. This article will review the Everbank CD rates in the hope that we find the best cd rates to invest in.

Ever Bank Direct has 4 different types of certificates of deposits that they offer. These four types of CDs are its Everbank Yield Pledge CD, World Currency CDs, Market Safe CD, and Insured Advantage CD. For purposes of this article, we are going to focus on Everbank’s traditional certificate of deposit which is its Yield Pledge CD.

Everbank CD Rates

Term	Rate	APY
3 month	1.78%	1.80%

6 month	2.23%	2.25%

9 month	2.23%	2.25%

1 year	2.47%	2.50%

1.5 year	2.47%	2.50%

2 year	2.76%	2.80%

2.5 year	2.66%	2.70%

3 year	2.66%	2.70%

4 year	2.66%	2.70%

5 year	3.25%	3.30%

From looking at the current Everbank CD rates, the Everbank 12 Month CD is currently earning an interest rate of 2.50 percent APY. In today’s economy, interest rates on CDs are falling fast. Six months ago, I would not have been interested in a 12 month cd earning 2.50%, but that is somewhat standard today.

The Everbank 5 year CD is currently earning an interest rate of 3.30 percent APY. If you feel that interest rates are going to remain low, now might be the time to lock in your cd rates by buying a 5 year cd. Personally, I believe that interest rates have to move up, so I am not as happy with the 5 year cd rates right now.

Everbank CD Minimum Deposit – Everbank CDs require depositors to deposit a minimum of $1,500 to purchase a certificate of deposit. While you can find a lot of banks with minimum deposit requirements as low as $500, the Everbank CD requirement is not prohibitive for the average investor.

Capital One CD Rates

nittany — Fri, 14 Nov 2008 20:38:32 +0000

Capital One online banking has been increasing its Capital One CD rates as of late. We love to see banks competing for our business here at Best CD Rates Today. When banks compete, the bank cd rates go up and us online banking customer are the beneficiaries.

Capital One 60 month CD

One of the best cd rates at capital one is its 60 month CD. The Capital One 60 month CD currently has a bank cd rate of 5.20% APY. This represents and increase in the Capital One CD rates for the 60 month CD. This is one of the best cd interest rates for a 5 year CD.

Capital One 24 month CD

The Capital One 24 month CD rates are 4.50% APY. These are great bank cd rates for a 24 month CD.

All of these CDs have a minimum deposit of $1,000 so they are very affordable. The real question is wether you will need access to this money prior to the expiration of the certificate of deposit term.

E-Loan CD Rates

nittany — Sun, 26 Oct 2008 15:27:45 +0000

There is a new bank certificate of deposit leader today. E-Loan CD rates have been increase to 4.40% for a 12 month cd and 5.25% for a 60 month cd. These E-Loan CD rates are now the best cd rates in the nation.

For anyone looking for a place to save short term money, you have to check out the new E-Loan CD rates. Being able to earn 4.40% interest for 12 months in this unstable equity environment is a great way to save money. Very few CDs in the country are earning 4.40% in the next 12 months.

Switching to exploring 60 month E-Loan CD, we are very excited about being able to earn 5.25% interest with a 60 month CD. We here at Best CD Rates Today are not often fond of 60 month CDs at today’s interest rates. However, these e-loan CD rates of 5.25% demand closer consideration.

If you are looking for the best cd rates, you need to consider the E-Loan CDs. These new E-Loan CD rates are the best rates on a 12 month CD and 60 month CD that we have seen today.

Best 60 Month CD Rates

nittany — Thu, 09 Oct 2008 18:22:43 +0000

Finding the best CD rates for a given CD term is one of the best ways to save money. Bank CDs are FDIC insured and often offer interest rates much higher than savings accounts and checking accounts. Here is a list of the current best 60 month CD rates. We will update these best 60 month CD rates periodically as rates change.

Advanta Bank Corp. 60 Month CD Rates

Advanta Bank Corp. currently has the best 60 month CD rates. The Advanta Bank Corp CD rates for its 60 month CD are 5.25% APY. Advanta Bank CD rates are also very competitive for other CD terms. Here is a chart of Advanta’s current CD rates.

Term	Interest Rate	Annual Percentage Yield
91 days	2.96%	3.00%
6 months	3.34%	3.40%
12 months	4.16%	4.25%
18 months	4.40%	4.50%
24 months	4.31%	4.40%
30 months	4.35%	4.45%
36 months	4.45%	4.55%
42 months	4.50%	4.60%
48 months	4.64%	4.75%
60 months	5.12%	5.25%

E-Loan 60 Month CD Rates

E-Loan 60 month CD rates are also currently the best 60 month CD rates. E-Loan has really been aggressive with marketing their certificates of deposits. It is nice to see the E-Loan CD rates at 5.25% APY for a 60 month CD. You can’t beat these current CD rates.

Discover CD Rates

Discover Bank, related to the Discover card credit card company, also has great current cd rates. The Discover 60 month cd currently is paying 5.21% APY.

Wachovia 60 Month CD Rates

Wachovia online banking is also offering some of the best cd rates on a 60 month CD. Wachovia Bank CD rates are earning interest at 5.15% APY for a 60 month CD.

We hope that this article on the Best 60 month CD rates helps you find the best bank cds to buy. Please subscribe to Best CD Rates Today to always find the best cd rates.