9 Month Bank of America CD Rates

9 month Bank of America CD Rates are currently being offered at a rate of 2.50% APY.   While these interest rates have dropped a lot recently, 2.5% APY is a very attractive interest rate for a 9 month CD.

12 Month Bank of America CD Rates

CD Rates at Bank of America  on its 12 month CD are also currently being offered at a rate of 2.50%  APY.  Finding a 12 Month CD with 2.5 percent interest rates is awesome.

Bank of America Minimum Deposits

In order to qualify for these great Bank of America CD rates you need to deposit a minimum of $10,000.  If you do not have $10,000 the Bank of America CD interest rates on these certificates of deposits will be .25% lower.

Bank of America Online Banking FDIC Insured CDs

Bank of America Online Banking is insured by the FDIC.  I would never purchase a certificate of deposit that was not covered by FDIC insurance.  If you are buying Bank of America certificates of deposit the ROI is low, but with FDIC insurance you know that you will not lose your investment.

Bank of America Online offers great rates on its 9 month CDs and 12 month CDs.  However, the CD rates at Bank of America are very volatile in todays banking climate so be sure to check the Bank of America online banking web site.

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GMAC CD interest rates are very good.  In addition to the GMAC 24 month CD, GMAC 12 month CD rates are 4.25% APY.  And, the GMAC 9 month CD rates are 3.80% APY.  All and all these are great CD rates.

GMAC requires a minimum deposit of $500 to purchase a certificate of deposit.  A $500 minimum deposit for a certificate of deposit is about as low as you will find.  This is a good minimum deposit.  Many banks will charge $1,000 to up to $25,000 as a minimum deposit.

When purchasing a CD make sure that you can go without withdrawling your money for the entire term of the CD.  IF you withdrawal your money early, you will pay a substantial fee.  The fee is so high that you would be better off just settling for the lower interest rates offered by an online savings account.

Investing in bank CDs is great way to make the most interest on your money.  Make sure your bank is FDIC insured.  By the way, the GMAC CDs are FDIC insured.  I would never buy a certificate of deposit that was not FDIC insured.

So, check out the 24 month GMAC CD rates and the other GMAC certificates of deposits.  GMAC usually updates its CD rates every month.  Check back here because we will review the December GMAC CD rates in a future article.

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Why find the best 9 month CD rates?  The 9 month cd is a great way to buy a short term cd, but still gets savings interest rates higher than savings accounts.

Citibank 9 Month CD Rates

The Citibank 9 month CD rates are some of the best cd rates in the United States.  The current Citibank CD rates on its 9 month CD are at 3.75% APY.  Finding Citibank 9 month CD rates at 3.75% made us excited.  Most towns have a Citibank bank branch near them.  So if you want to find the best 9 month CD rates, you will be able to buy a 9 month CD right at home.  That is a pretty convenient way to get the Citibank 9 month CD rates.

ING DIrect 9 Month CD Rates

Most people when think of ING Direct think about its Orange Savings Account.  But ING Direct also sells ING Direct Orange CDs.  And in our search for the best cd rates, it turns out the ING Direct 9 month CD rates, are some of the best cd rates.  The ING Direct 9 month CD rates are also at 3.75%.  SInce the ING DIrect savings accounts interest rates have fallen, buy an ING Direct 9 month CD is a great way to make up for this decrease in interest rates.

We hope that this article has helped you to find the best 9 month cd rates.  Please subscribe to our site so that you can always find the best CD rates.

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