American Bank CD rates are higher than national average especially for those customers that have an online checking account. A 120-day Instant Access CD currently yields an APY of 0.80%. A 3-month CD will return 0.90% whereas a 182-day CD will yield an APY of 1.00%.

CD rates at American Bank for 1-year CD are currently estimated at an APY of 1.30%. A 2-year CD will return an APY of 1.90%.

Allentown Pennsylvania CD rates for a 3-year certificate are estimated to accrue an APY of 2.10% APY. A 4-year investment returns an APY of 2.65% and a 5-year investment returns an APY of 2.90%. Five year investment is currently the highest return possible on American Bank and the major long term investment.

CD rates are updated as of December 31, 2009 and are subject to change. The personal electronic checking accounts offer another opportunity to rake in high yields. Basic investments start from $1,000 and return 1.25% in APY. These accounts require a minimum balance of $100. The bank charges a daily maintenance service charge of $5.00 until the balance shoot to above $1,000. Investments higher than $100,000 do not have any higher APY but the rates actually fall. Investments that are greater than $100,000 return an APY in the range of 1.01% to 1.03%.

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