We will list them by annual percentage yield (APY) and include the minimum deposit requirement and any other special information needed for that particular certificate of deposit. These best CD rates will also include a location if the bank is not national.

The best 2009 6 month CD rates now are at UFBDirect in Irvine, California with a 2.00% APY and an $8,000 minimum deposit. If that deposit is too hefty, the best CD rates are at Ally Bank at 1.90% APY with only a $250 deposit to avoid fees. Corus Bank in Chicago has the same rate, but has a $10,000 minimum deposit to get them.

The best CD rates in Kentucky are at Ascencia (PBI) with a $500 minimum deposit and a 1.86% APY return. AIG in Delaware has the same rate, but a $2,500 minimum deposit is required.

Going online to newdomininionDIRECT.com (North Carolina) can get you a 1.85% APY with a $3,000 minimum deposit.

These are the best 6 month CD rates 2009 right now. All of the banks listed are FDIC insured to the fullest extent of the law. The best CD rates can change quickly, of course, so if any of these appeal to you, lock your rate in now.

Related posts:

1. Best CD Rates June 2009
2. Best CD Rates Today June 2011 with a 6 month term
3. Best CD Rates December 2009