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Everbank CD Rates – Best 5 Year CD Rates

author — Thu, 02 Jul 2009 13:02:24 +0000

We haven’t updated you on Everbank CD rates in a little while, so we here at Best CD Rates Today thought it was time to let you know the latest. Especially for those popular, investment-class 5 year terms under the new best 5 year CD rates in the Yield Pledge offer.

If you don’t already know, the Yield Pledge offer says that your Everbank CD rates for the term chosen will be within the top 5% of the rates nationally available. That’s a pretty solid pledge and means that these are definitely some of the best CD rates today in annual percentage yields and with a low minimum of only $1,500 to open and maintain these Everbank CD rates.

That top-tier best 5 year CD rates offer is at 3.10% APY, which is extremely competitive nationally. The short-term 3 month Everbank CD rates are 1.25% APY while the 6 and 9 month rates at 1.60% APY.

To keep these competitive, Everbank CD rates have a 2.00% APY on 1 year and 18 month term and 2.35% APY on the 2 year to 4 year terms.

These are definitely some of the best CD rates today, especially for that best 5 year CD rates offer. We’re always on the lookout for the best CD rates today so you know what the latest always is.

All Everbank accounts are FDIC insured to the fullest extent of the law, of course, and rates can change at any time. If any of these Everbank CD rates appeal to you, lock your rate in now before they change.

Best CD Rates June 2009

author — Wed, 01 Jul 2009 12:46:26 +0000

Now that we’re past it, it’s time to look back at the best CD rates for June 2009, which will bring you up-to-date on the best CD rates today. And Best CD Rates Today just happens to be our name, so it’s our job! Let’s look at June’s best CD rates.

1 Year Term
The best CD rates today are at Ally Bank (formerly GMAC) with a 2.30% APY (annual percentage yield) with no minimum deposit required to avoid fees. Next is newdominionDIRECT.com with 2.26% APY and a $3,000 minimum deposit and then comes UmbrellaBank.com and OneWest Bank (CA) at 2.25% APY and $1,000 and $5,000 minimum respectively.

3 Year Term
For this popular term, the best CD rates June 2009 now are at Discover Bank, Intervest National (NY), and Tennessee Commerce Bank at 3.10% APY, all with $2,500 minimum deposit required. The next in line is Goldwater Bank (AZ) 2.97% APY, but with a $50,000 minimum deposit. AIG Bank (DE) has a 2.96% APY with a $2,500 minimum required.

5 Year Term
This is a very popular investment term and the best CD rates today are once again in a 3-way tie: Third Federal S&L (OH), Tennessee Commerce, and OneWest Bank all at 3.65% APY wit ha $500, $2,500, and $5,000 minimum deposit respectively. Close behind is Intervest Bank (NY) at 3.62% APY and then Discover Bank at 3.60% APY, each with a $2,500 minimum deposit requirement.

All of these banks are FDIC insured and these best CD rates June 2009 could change at any time. So if any of these best CD rates today appeal to you, lock in your best CD rates before they change.

US Bank CD Rates

author — Tue, 30 Jun 2009 12:29:44 +0000

Although US Bank isn’t known for their certificate of deposits, they have some solid offers in the three US Bank CD rates terms they offer. We here at Best CD Rates Today have got the latest US Bank CD offers for you.

There are three terms in CD rates at US Bank and each requires a $1,000 minimum balance to open and maintain and interest is accrued monthly, paid yearly, and deposited at maturity. Here are the three most competitive offers at US Bank CD for the best CD rates today there.

For a 13 month term, the annual percentage yield is 1.01% and a 25 month term offers a 2.00% APY. The 59 month term pays a solid 4.00% APY.

These are all good offers in CD rates at US Bank. All accounts at US Bank are FDIC insured to the fullest extent of the law. Rates change quickly, so if you see the best CD rates today and they appeal to you, lock your rate in now.

The offers listed here are currently available (as of this writing) at any US Bank branch or online at the US Bank CD website.

Best CD Rates in Maryland

author — Sun, 14 Jun 2009 13:14:26 +0000

The final state on our roundup in this series of closeups on local banks in the states the majority of our site’s visitors come from looks to find the best CD rates in Maryland. So here are the Best CD Rates Today in Maryland.

1 Year
Maryland’s best CD rates for a 1 year term are at both Rosedale Federal and Severn Savings Bank who have a 1.75% APY and a $500 and $1,000 minimum deposit requirement, respectively. Second best is Baltimore County Savings Bank with a 1.40% APY and a $500 minimum deposit.

2 Year
For the best CD rates today in Maryland on a 2 year term, we once again go to Rosedale Federal with a 2.10% APY and a big $10,000 minimum deposit requirement. In second is Severn Savings Bank at 2.05% APY with a $1,000 minimum deposit required.

3 Year
The best CD rates in Maryland on a 3 year term are at Severn Savings Bank with a 2.35% APY and a $1,000 minimum deposit required. Next is Baltimore County Savings Bank at 2.00% APY with a $500 minimum deposit.

5 Year
Maryland’s best CD rates for a 5 year term are at both Baltimore County Savings and Severn Savings Banks with a 2.75% APY and a $500 and $1,000 minimum deposit requirement (respectively). Next is Rosedale Federal with a 2.50% APY and a $500 minimum deposit.

6 Months
The best CD rates today on a 6 month term in Maryland are at Severn Savings Bank with a 1.55% APY and a $1,000 minimum deposit requirement. Close behind is Rosedale Federal again with a 1.50% APY and a $500 minimum deposit required.

All of these banks are FDIC insured. Rates change quickly, so if you’re interested in any of these best CD rates today, lock yours in fast.

Best CD Rates in Arizona

author — Sat, 13 Jun 2009 12:12:08 +0000

While we’ve looked at several states where our readers are coming to us from, we haven’t overlooked Arizona. Here at Best CD Rates Today, we’re going to look at what the best CD rates in Arizona are and show you the results. Unlike previous states, there is a fair amount of competition in AZ with a lot of mixup in our lists, as you’ll see.

1 Year
For a 1 year term, Arizona’s best CD rates are at AmTrust Bank with a 2.25% APY and a $1,000 minimum deposit requirement. Next up is Washington FS&&L with a 2.00% APY and a $1,000 minimum deposit.

2 Year
For the 2 year term best CD rates today in AZ, look to MidFirst Bank and Washington FS&&L who’re both giving 2.50% APY with a $500 or $1,000 minimum deposit requirement (respectively). Next is IronStone Bank with a 2.25% APY and a $500 minimum deposit.

3 Year
For the 3 year term’s best CD rates in Arizona, we look to MidFirst Bank at a whopping 3.25% APY with only a $500 minimum deposit requirement. Next is IronStone and Washington FS&&L tied with a 2.75% APY and a $500 and $1,000 deposit requirement, respectively.

5 Year
Arizona’s best CD rates for a 5 year term are both IronStone and MidFirst Banks with a 3.50% APY and a $500 minimum deposit requirement (each). Next is Washington FS&&L with a 3.25% APY and a $1,000 minimum deposit requirement.

6 Months
The best CD rates today on a shorter 6 month term in AZ are at AmTrust with a 2.00% APY and a $1,000 minimum deposit requirement. Second place for Arizona’s best CD rates goes to Washington FS&&L at 1.80% APY on a 6 month term with a $1,000 minimum deposit requirement.

All of the banks listed are FDIC insured. If any of these are your best CD rates today, make sure to lock yours in now as they may change quickly.

Best CD Rates in Washington

author — Fri, 12 Jun 2009 13:10:21 +0000

Now it’s time for us to look at the best CD rates in Washington. We here at Best CD Rates Today know that many of our readers are from WA, so today we’re going to be looking there for CD rates.

1 Year
Washington’s best CD rates for a 1 year term are at HomeStreet Bank with a 2.45% annual percentage yield (APY) and a $500 minimum deposit. Next in line is Seattle Bank with a 2.39% APY and a $5,000 minimum deposit requirement.

2 Year
The best CD rates in Washington on a 2 year term are again at HomeStreet Bank with a 2.80% APY and a $500 minimum deposit. Second best CD rates in Washington for a 2 year term are again at Seattle Bank with a 2.75% APY and a $5,000 minimum deposit.

3 Year
The 3 year term’s best CD rates today in Washington are at Seattle Bank with a 3.05% APY and a $5,000 minimum deposit. Next is Washington FS and LA with a 2.75% APY and a $1,000 minimum deposit requirement.

5 Year
The best CD rates in Washington for a 5 year term are at HomeStreet Bank with a 3.45% APY and a $500 minimum deposit. Second goes again to Washington FS and LA at 3.25% APY with a $1,000 minimum deposit.

6 Months
For shorter-term 6 month terms, Washington’s best CD rates are at Seattle Bank with a 2.00% APY and a $5,000 minimum deposit. Second- best CD rates in Washington are at Washington FS and LA with a 1.80% APY and a $1,000 minimum deposit.

Those are the best CD rates today in Washington. All banks listed are FDIC insured. If any of these look good to you, make sure to lock yours in today as the best CD rates today can change tomorrow.

Best CD Rates in Virginia

author — Thu, 11 Jun 2009 12:08:19 +0000

Our last look was at Texas and today it’s Virginia to see what the best CD rates in Virginia are. Since many of our visitors at Best CD Rates Today are from VA, we had to look at what was happening there.

It looks like a war between SunTrust Bank and Wachovia Bank for who’s got Virginia’s best CD rates. Our whole matchup is between those two.

1 Year
For a 1 year term, the best CD rates in Vriginia are to be had at SunTrust Bank with a 0.75% annual percentage yield (APY) and a $2,000 minimum deposit requirement.

Next is Wachovia with a 0.65% APY and a $1,000 minimum deposit.

2 Year
For the two year term, Virginia’s best CD rates ar eat SunTrust again with a 0.95% APY and a $2,000 minimum deposit.

Next is Wachovia, of course, with the second best CD rates today being 0.85% APY and a $1,000 minimum deposit.

3 Year
Again, on the 3 year term, the best CD rates in Virginia are at SunTrust with a 1.50% APY and a $2,000 minimum deposit required.

The next is Wachovia with 0.95% APY and a $1,000 deposit.

5 Year
The biggest split we see in Virginia’s best CD rates is on this 5 year term with SunTrust giving a 1.90% APY with their $2,000 minimum deposit requirement.

Second place goes to Wachovia at a 1.16% APY with a $1,000 minimum deposit.

6 Months
For the 6 month term, the best CD rates in Virginia are at Wachovia this time, at 0.45% APY with their $1,000 minimum deposit and the runner up is SunTrust at 0.25% APY with a $2,000 minimum deposit.

Both banks listed are FDIC insured. Rates change quickly, so if you want to lock in your best CD rates today, do so quickly.

Best CD Rates in Texas

author — Wed, 10 Jun 2009 13:05:47 +0000

If you live in Texas and want the best local bank’s best CD rates in Texas, then this one is for you. We’re touring the states our readers most common visit us from to give you the local Best CD Rates Today. Texans, this one’s for you.

1 Year
For a 1 Year Term, the best CD rates in Texas are at BBVA Compass with a 1.45% annual percentage yield (APY) and a $5,000 minimum deposit. Keep that BBVA name in mind, this isn’t the last time you’ll see them.

Second on the list is Capital One Bank in Austin with a 1.25% APY and a $1,000 minimum deposit.

2 Year
For Texas best CD rates on a 2 year term, the best is again BBVA Compass at 2.50% APY with a $5,000 minimum deposit.

Second is again Capital One Bank in Austin at 2.00% APY.

3 Year
The best CD rates today in Texas for a 3 year term are at Capital One Bank in Austin (and Dallas/Ft. Worth this time) at 2.50% APY with a $1,000 minimum deposit.

Second is BBVA Compass, this time at 1.80% APY and a $5,000 minimum deposit.

5 Year
For Texas best CD rates on a 5 year term, the number one choice is once again BBVA Compass at 2.70% APY and a $5,000 minimum deposit. They were on every list!

Second best CD rates in Texas on this 5 year term are with Bank of America in Houston at 1.85% APY with a $1,000 minimum deposit.

6 Months
A quick look at six month terms for the best CD rates today show us Texas best being at either BBVA Compass or Capital One in Austin, both at 1.15% APY with a $5,000 minimum deposit and a $1,000 minimum deposit respectively.

That’s it for our look at the best CD rates today in Texas. All banks listed are FDIC insured and these rates could change quickly, so act now if you want to lock in Texas best CD rates.