Starting with the most common terms, we’ll look at certificate of deposit rates in California today, sorted by annual percentage yield (APY) and included deposit requirements.

1 Year CA CD Rates
The best rates for this term are at Discover Bank with 2.10% APY and a $2,500 minimum deposit requirement. Citibank and Guaranty Bank tie for second at 2.00% APY, but Citibank has a low $500 minimum while Guaranty requires $1,000. IronStone Bank comes in next at 1.50% APY with a $500 minimum deposit requirement.

3 Year CD Rates in California
Looking at this popular mid-term for CDs, Discover Bank is again on top with a 2.75% APY and a $2,500 minimum deposit. IronStone is close behind at 2.50% APY, followed by El Dorado Savings at 2.36% APY, both with a $500 minimum deposit required.

5 Year California CD Rates
Both IronStone and Discover Banks have a 3.25% APY for this term, with IronStone requiring a $500 minimum while Discover requires a $2,500 deposit. Citibank has a 3.00% APY with a $500 minimum requirement and El Dorado Savings has a 2.75% APY and $500 minimum required. Guaranty at 2.71% APY is also worth mentioning, with a $1,000 minimum required.

6 Month CA CD Rates
This very popular short-term is again dominated by Discover Bank at 1.25% APY and that $2,500 minimum deposit requirement. El Dorado Savings is next at 1.06% APY and $500 minimum. Citibank, Guaranty, and IronStone Banks all have 1.01% and 1.00% APY with a $500 minimum, a $1,000 minimum, and a $500 minimum respectively.

All banks listed are FDIC insured. CD rates in California can change quickly, of course, so if any of these appeal to you, lock yours in now.

Related posts:

1. California CD Rates
2. Texas CD Rates
3. Best CD Rates in Arizona