Most of the certificate of deposit offers at Nationwide Bank are in two basic deposit tiers: $500+ and $100,000+ deposits.  There is a center tier of $10,000-$99,000, but the rates in that tier are the same as the lower tier.

Nationwide Bank CD rates are in terms of 3 months to 60 months as well.  For the 3-month term, CD rates at Nationwide are 1.20% annual percentage yield (APY) for $500 minimum deposits and 1.25% for $100,000 or higher deposits.  This .05% difference holds true throughout the terms between the two tiers, so we’ll list the lower tier with the higher in paranthesis.

For 6 months, Nationwide CD rates are 1.60% APY (1.65%) and for a year the CD rates at Nationwide are a flat 2.00% APY (2.05%).  2-year terms raise the Nationwide CD rates to 2.25% (2.30%) APY and 36 months give Nationwide Bank CD rates of 2.7% (2.75%) APY.

The longest-term CD rates at Nationwide are for 60 months at 3.30% (3.35%) APY.

All accounts at Nationwide Bank are FDIC insured.  The Nationwide Bank CD rates we’ve listed here are subject to change, of course, but we feel they’re worth looking into.

Related posts:

1. Nationwide CD Rates
2. Nationwide Bank CD Rates January Review 2012
3. Nationwide Bank CD rates October Review 2011