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Current Citibank CD Rates

author — Sat, 01 Aug 2009 12:23:17 +0000

In looking at current Citibank CD rates, we here at Best CD Rates Today thought we should share some interesting deals to be had with you. When we last looked at CD rates at Citibank, they were doing well. They’ve got some new specials now, though, that are worth considering today.

All Citibank CD rates require a minimum deposit of $500 to open. The current best offer (special) is on an 18 month term with no restrictions or renewal requirements. Those 18 month Citibank rates are at 2.25% annual percentage yield (APY), which compares to 1.49% APY for the one year and 2.96% APY for the 5-year terms.

For the short-term investor, the 3 and 4 month terms offer a 0.40% APY CD rates at Citibank. A 5, 6, or 7 month term gives a 0.80% APY. 9 and 10 month terms return a 0.75% APY for Citibank CD rates.

For longer terms, there are several Citibank CD rates available. For the 2 year it’s 1.73% APY and for a 3 year the return is 2.23% APY. A four year is 2.71% APY in Citibank rates while a 5 year gives that aforementioned 2.96% APY.

All of these rates could change at any time, especially that provocative 18 month offer. CD rates at Citibank are fixed rates once locked in, but if any of these appeal to you, you should lock yours in now.

All accounts at Citibank are FDIC insured to the fullest extent of the law.

Citibank CD Rates

nittany — Fri, 31 Oct 2008 12:46:38 +0000

With the Citibank Wachovia acquisition in the news lately, we decided to explore the citibank cd rates. Citibank is one of the largest banks in the United States and many millions of Americans are already Citibank account holders. As such, many of you readers might already be buying Citibank CD’s.

Citibank 6 Month CD

As we reviewed the Citibank CD rates, the Citibank 6 month CD jumped out at me as one of the best 6 month CD rates I have seen. This 6 month CD currently has a CD interest rate of 3.92% with a high CD APY of 4.00%. This is one of the best cd rates for a 6 month CD.

Citibank Minimum Deposit

The Citibank minimum deposit is a very low $500. We love these bank CD’s with low minimum deposits to start investing in CDs. CD investing is a great way to begin building up your savings and the Citibank minimum deposit requirement is low enough that any one can start buying CD’s.

Citibank CD Rates

The other citibank cd rates vary from a 3 month CD with a 2.20% APY to a 60 month cd with a 4.00% APY. While we cannot predict whether CD interest rates will rise or fall, we believe that the best Citibank CD is the Citibank 6 month CD.

Citibank CD’s are FDIC insured up to $100,000 so in today’s troubled financial times a CD investing can be a great way to protect your money. We hope that this article on Citibank CD rates has been information. Go check out the 6 month Citibank CD.

Best 9 Month CD Rates

nittany — Mon, 27 Oct 2008 11:41:50 +0000

Finding the best CD rates is not always the easiest task. CD rates can vary with the same bank based upon your zip code. Hopefully this article will help you find you to find the best 9 month CD rates.

Why find the best 9 month CD rates? The 9 month cd is a great way to buy a short term cd, but still gets savings interest rates higher than savings accounts.

Citibank 9 Month CD Rates

The Citibank 9 month CD rates are some of the best cd rates in the United States. The current Citibank CD rates on its 9 month CD are at 3.75% APY. Finding Citibank 9 month CD rates at 3.75% made us excited. Most towns have a Citibank bank branch near them. So if you want to find the best 9 month CD rates, you will be able to buy a 9 month CD right at home. That is a pretty convenient way to get the Citibank 9 month CD rates.

ING DIrect 9 Month CD Rates

Most people when think of ING Direct think about its Orange Savings Account. But ING Direct also sells ING Direct Orange CDs. And in our search for the best cd rates, it turns out the ING Direct 9 month CD rates, are some of the best cd rates. The ING Direct 9 month CD rates are also at 3.75%. SInce the ING DIrect savings accounts interest rates have fallen, buy an ING Direct 9 month CD is a great way to make up for this decrease in interest rates.

We hope that this article has helped you to find the best 9 month cd rates. Please subscribe to our site so that you can always find the best CD rates.

Citibank 6 Month CD Rates

nittany — Tue, 07 Oct 2008 21:23:35 +0000

In our previous article on Citibank CD rates, we discussed the Citibank 6 month CD rates. However, we wanted to focus a little more one these Citibank 6 month CDs. Citibank is one of the largest banks and CD investing is so easy when you are dealing with such a large bank.

Many people discuss the advantage of opening high interest savings accounts. In fact, most personal finance sites are filled with information about savings money with an ING Direct Orange savings account or an HSBC savings account. But, these personal finance blogs neglect the advantages on CD investing.

The current cd rates of 4.00% APY on the Citibank 6 month cd rates are a great alternative to opening a high interest savings account. Instead of earning 3.00% APY with an ING Direct Orange savings account, purchasing a citibank certificate of deposit will allow you to earn 4.00%. This is a 25% increase in your return on investment.

The main advantage of saving your money in a high yield savings account is that you can withdrawl this money very quickly. However, for a 25% increase in your ROI, CD investing may be a better option. If you can afford to not withdrawl your money for 6 months, then look into the Citibank 6 month cd rates. You will be happy with your return.