The Melrose Credit Union has always been at the top of return rates on deposit accounts for a few years now. The current CD rates for the 5 year CD earns an APY of 3.03%. The minimum deposit required is $500 and the rate was posted on September 30, 2010 and was still current as of October 21, 2010.

Access National Bank breaks up the monopoly of the Credit Unions in this list with some very good rates for the American consumer. They are currently offering a 5 year CD that is earning an APY of 2.80%. Their 6 year CD is earning an APY of 3.05% and their best CD rates are from their 7 year CD. That term is earning an APY of 3.15%. The minimum deposit required to open an account is $10,000. These CD rates were posted on October 15, 2010 and were still current on October 21, 2010.

The PenFed Credit Union has some of the best overall rates on a deposit account in the nation. They currently have a 5 year CD that is earning an APY of 2.75%. They also have a 7 year CD that is earning an APY of 3.49%. Each of these requires a $1000 minimum deposit. The rates were posted on October 21, 2010.

For additional resources about CDs on this website, please view CD Rates in Minneapolis Minnesota and Best North Carolina CD Rates.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

Related posts:

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2. Best CD Rates 5 Year Term Credit Unions
3. Best CD Rates By Term

The best CD rates for the 1 year term are from Unity One Credit Union that has been in business since 1927. Their 1 year Shared Certificate (SC) earns an APY of 1.10%. The 18 month SC earns an APY of 1.25%. The 2 year SC earns an APY of 1.40%, and the best rate is on the 3 year SC at 1.75%. The minimum deposit is $500. They also offer a 6 month SC that earns an APY of 0.90%, but the minimum deposit is $1000. These rates were current as of October 20, 2010.

TruStone Financial offers the best CD rates at the long term for investors. The 60 month CD earns an APY of 2.27%. The 48 month earns an APY of 1.71%. The 36 month CD earns an APY of 1.56%. The 24 month CD earns an APY of 1.31%. The 12 month CD earns an APY of 1.00%, and the 6 month CD earns an APY of 0.55%. These all require a minimum deposit of $500 and were current on October 20, 2010.

The Union Bank and Trust also has decent rates. All of their CDs require a minimum deposit of $10,000. The 3 year CD earns an APY of 1.75%. The 2 year CD earns an APY of 1.50%. The 18 moth CD earns an APY of 1.25%. The 1 year CD earns an APY of 1.00%, and the 6 month earns an APY of 0.75%. All of these rates were current on October 20, 2010.

These are the best CD rates in Minneapolis, Minnesota at this time that is being advertised online.

For additional resources about CDs on this website, please view Getting the Best CD Rates and Ally Bank Best CD Rates.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

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2. Pennsylvania CD Rate Comparisons
3. Ally Bank Best CD Rates

The No Penalty CD is only an 11 month term CD that earns an APY of 1.25%. It allows the depositors the ability to withdraw the principal at any time without incurring a penalty for an early withdraw.

The Raise your Rate CD allows for the depositor to raise the fixed interest rate once during the term of the CD. This can occur if the there is a rate increase by Ally during the term of your CD. The term is 2 years and the APY that this CD earns is 1.65%.

The High Yield CD is for a 12 month term. This CD earns an APY of 1.35%. This is the highest fixed rate Ally offers when compared to rates and terms combined. There is also a 3 month CD that earns an APY of 0.74%. The 6 month CD that earns an APY of 1.10%. The 9 month CD that earns an APY of 1.09%.

The 18 month CD earns an APY of 1.47%. The 3 year CD earns an APY of 1.99%. The 4 year CD earns an APY of 2.18 and the best CD rates is from the 5 year CD that earns an APY of 2.49%.

Each of these CD’s have no minimum deposit, but unless there is money on deposit no APY can be earned. If the principal is removed from the deposit an early withdraw penalty will occur expect for the No Penalty CD.

There is no monthly fee for any of these CD’s and the current CD rates were posted on October 18, 2010. These are the current Ally Bank Best CD Rates.

For additional resources about CDs on this website, please view Best CD Deals.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

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It is puzzling why Emigrant Direct decided to open a new online bank.  The Emigrant Direct Bank brand is quite strong so I would think they would want to spend their marketing dollars on that online bank.  However, I do have an idea for why they opened the Dollar Savings Direct Bank.  Emigrant Direct can offer higher rates through Dollar Savings Direct  to attract new customers.  By creating a new bank, they didn’t want to have to raise the Emigrant Direct Bank rates for its existing customers.

Dollar Savings Direct CD Rates

The 16 month CD is currently paying 4.00% APY interest rates.  I think that this is the best Dollar Savings Direct CD rate to purchase if you are looking for a short term CD.  In fact, it is a full pecentage point higher than the 16 month Emigrant Direct CD.

What do you have to know about the Dollar Savings Direct Certificates of Deposits?

• In order to buy a Dollar Savings Direct CD you have to have a DollarSavingsDirect savings account.   If you would like to read a review of the Dollar Savings Direct Savings Account, you will like this review of the Dollar Savings Direct Savings Account.
• The Dollar Savings Direct 16 month CD has a minimum balance requirement of $1,000.
• Interest will be compounded on a daily basis and credited to your CD on the last day of the month and at maturity

Is DollarSavingsDirect FDIC insured?

Yes.  I would not buy a CD from a financial institution that is not FDIC insured.

If you are looking to invest in CDs, the 16 month Dollar Savings Direct CD has healthy 4.00% APY Dollar Savings Direct CD rates.  These certificates of deposits might be a great investment vehicle for your short term savings.

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Washington Federal Bank is an Illinois Bank that was founded on April 1, 1913.  Originally, Washington Federal Bank focused on providing loans to the Polish immigrants in Chicago, Illinois.  Now Washington Federal still offers great CD rates in Illinois, but it now has a larger presence in Illinois and Chicago.

In additon to the Washington Federal Bank cd rates on its 6 month CD, here is a list of the current cd rates being offered by Washington Federal.

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The 12 month Sovereign CD only requires a $500 minimum deposit so anyone can afford to buy one.  If you are looking for competitive current cd rates, this Sovereign bank certificate of deposit is worth checking out.  This is especially true if you are looking for CD rates in Pennsylvania.

Sovereign Bank is a bank headquartered in Pennsylvania. Sovereign started in Wyomissing, PA back in 1902.  Through a series of more than a dozen acquisitions, Sovereign Bank has grown to be one of the largest banks in the United States.  In fact, it is in the top 10 largest bank in the United States.

If you are looking for the best CD rates in Pennsylvania, you should check out Sovereign Bank CD rates.  And, especially the featured 12 moth cd.

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1. Best Sovereign CD Rates
2. Sovereign Bank CD Rates January Review 2012
3. Sovereign Bank CD rates October Review 2011

Advanta Bank Corp. 60 Month CD Rates

Advanta Bank Corp. currently has the best 60 month CD rates.  The Advanta Bank Corp CD rates for its 60 month CD are 5.25% APY.  Advanta Bank CD rates are also very competitive for other CD terms.  Here is a chart of Advanta’s current CD rates.

E-Loan 60 Month CD Rates

E-Loan 60 month CD rates are also currently the best 60 month CD rates.  E-Loan has really been aggressive with marketing their certificates of deposits.  It is nice to see the E-Loan CD rates at 5.25% APY for a 60 month CD.  You can’t beat these current CD rates.

Discover CD Rates

Discover Bank, related to the Discover card credit card company, also has great current cd rates.  The Discover 60 month cd currently is paying 5.21% APY.

Wachovia 60 Month CD Rates

Wachovia online banking is also offering some of the best cd rates on a 60 month CD.  Wachovia Bank CD rates are earning interest at 5.15% APY for a 60 month CD.

We hope that this article on the Best 60 month CD rates helps you find the best bank cds to buy.  Please subscribe to Best CD Rates Today to always find the best cd rates.

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Many people discuss the advantage of opening high interest savings accounts.  In fact, most personal finance sites are filled with information about savings money with an ING Direct Orange savings account or an HSBC savings account.  But, these personal finance blogs neglect the advantages on CD investing.

The current cd rates of 4.00% APY on the Citibank 6 month cd rates are a great alternative to opening a high interest savings account.  Instead of earning 3.00% APY with an ING Direct Orange savings account, purchasing a citibank certificate of deposit will allow you to earn 4.00%.  This is a 25% increase in your return on investment.

The main advantage of saving your money in a high yield savings account is that you can withdrawl this money very quickly.  However, for a 25% increase in your ROI, CD investing may be a better option.  If you can afford to not withdrawl your money for 6 months, then look into the Citibank 6 month cd rates.  You will be happy with your return.

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Welcome to Best CD Rates Today! Buying certificates of deposit is a great way to make more interest than a typical savings account.  If you are trying to build up your savings, don’t get stuck earning a low interest rate.  By subscribing to this site, you will keep up to date on the best CD rates so that you can always earn the most on your money.

Certificates of deposits are a great way to lock in high interest savings rates.  CDs come in a variety of terms making them a great way to invest at different time intervals.  Each bank creates their own CD term structure.  One bank might have the best bank CD rates for a 12 month CD, but another bank might have the highest CD rates for 9 month CDs.  This site will help you to do the cd rates comparison for the best current cd rates so that you always invest in the best bank CDs.

As the term of the CD increases, typically the banks will pay a premium CD interest rate for a longer term certificate of deposit.  Bank CDs pay a fixed rate of interest during the term of the CD.  This take away the risk of interest rates going down like you have with savings accounts.  This locking in of CD interest makes them a great investment option.

Best CD Rates Today will keep you up to date on the best current CD rates.  We hope to help you to save more money when investing in CDs.  If you have any questions about CDs , please feel free to leave a comment in any article.

Related posts:

1. Dollar Savings Direct CD Rates
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3. Best 9 Month CD Rates