We will list results by term and then annual percentage yield (APY) and include any information needed regarding minimum deposit amounts and other requirements. All banks listed are FDIC insured.

1 Year Term CD Rates in NJ
TD Bank offers a 1.00% APY with a $500 minimum deposit requirement in this term. PNC Bank has a 0.90% APY with a $1,000 minimum deposit required and Sovereign Bank has a 0.89% APY with a $500 minimum deposit requirement.

3 Year Term New Jersey CD Rates
TD Bank is again on top with a 2.25% APY and their low $500 minimum deposit. Bank of America has a 1.75% APY with a $1,000 minimum deposit requirement. Sovereign then has a 1.35% APY with a $500 minimum deposit to maintain.

5 Year Term NJ CD Rates
TD Bank is still on top for this term with a 3.00% APY and that $500 minimum deposit requirement, both of which are nationally competitive. Bank of America comes in with a 1.85% APY and their $1,000 minimum deposit requirement while Sovereign Bank offers a 1.65% APY with a $500 minimum deposit.

6 Month Term New Jersey CD Rates
For this popular short-term, the best NJ CD rates are at TD Bank with a 0.75% APY and $500 minimum deposit. PNC Bank has a 0.70% APY with a $1,000 minimum deposit requirement. Sovereign has a 0.55% APY with a $500 minimum deposit and Bank of America has a 0.50% APY with a $1,000 minimum deposit.

These CD rates in NJ could change at any time, so if any of these best CD rates today appeal to you, lock yours in now.

Related posts:

1. New Jersey CD Rates
2. Best Sovereign CD Rates
3. New York CD Rates

We’ll look at popular terms for New Jersey CD rates and show you which banks are giving the best annual percentage yield (APY) offers right now. We’ll also inform you of the minimum deposit required.

1 Year CD Rates in New Jersey
Both Sovereign Bank and PNC Bank are showing 1.15% APY for NJ CD rates right now. These require a $500 and a $1,000 minimum deposit, respectively. Next is another tie between TD Bank and Bank of America, with 1.00% APY and a $500 and $1,000 minimum deposit requirement, also respectively. Finally comes Wachovia Bank at 0.65% APY with a minimum $1,000 deposit required.

3 Year NJ CD Rates
For this term, TD Bank has a 2.25% APY with a $500 minimum deposit required. Bank of America comes in next at 1.75% APY and that $1,000 minimum deposit. Finally, Sovereign has a 1.35% APY with a low $500 minimum deposit.

5 Year New Jersey CD Rates
For this term, TD Bank is again highest at 3.00% APY with that $500 minimum deposit requirement. They blow the rest out of the water, actually. Bank of America has a 1.85% APY and $1,000 deposit requirement and Sovereign has a 1.65% APY with a $500 deposit required.

6 Month Term CD Rates in New Jersey
For this shorter-term, PNC Bank offers a 0.90% APY with a $1,000 minimum deposit required. TD Bank and Bank of America have a 0.75% APY with a $500 and $1,000 minimum deposit rquirement, respectively. Sovereign then has a 0.65% APY with a $500 minimum deposit.

All banks listed are FDIC insured. If you see any NJ CD rates that appeal to you, lock yours in now before they change as they do so often.

Related posts:

1. CD Rates in NJ
2. New York CD Rates
3. Best CD Rate Bank of America