Texas Certificate of Deposit Rates
Like anywhere else, decent rates for Texas certificate of deposit rates will be found in long term CDs and usually with credit unions. In Texas, it is no different.
El Paso Area Teachers Federal Credit Union’s share certificates (CD) require a $500 minimum deposit to earn APY. Dividends are paid quarterly. Their 1 year CD has an interest rate of 1.90% with an APY of 1.91%. Their 2 year CD has an interest rate of 2.35% with an APY of 2.37%. Their 3 year and 4 year CDs each have an interest rate of 2.80% with an APY of 2.83%. Their 5 year CD has an interest rate of 3.45% with an APY of 3.50%. These rates were posted 3/25/2010 and are still current and effective 4/5/2010.
Check out Resource One Credit Union’s share certificate rates as well.
Among banks in Austin, Corpus Christi, Dallas, El Paso, San Antonio, and Houston, OmniAmerican Bank has decent rates. Their required minimum deposit is $500. Their 1 year CD has an interest rate of 1.54% with an APY of 1.55%. Their 2 year CD has an interest rate of 2.08% with an APY of 2.10%. Their 3 year CD has an interest rate of 2.47% with an APY of 2.50%. Their 5 year CD has an interest rate of 2.96% with an APY of 3.00%. Interest is compounded monthly. These rates were posted 3/8/2010 and are still current and effective 4/5/2010.
However, in areas where Omni American Bank is not available, Ally Bank offers rates which are better than most other banks. Their 1 year CD has an interest rate of 1.53% with an APY of 1.54%. Their 3 year CD has an interest rate of 2.31% with an APY of 2.34%. Their 4 year CD has an interest rate of 2.61% with an APY of 2.64%. Their 5 year CD has an interest rate of 2.95% with an APY of 2.99%. No minimum to open. These rates were posted 4/2/2010 and are still current and effective 4/5/2010.
Check out Preferred Bank and Third Coast Bank CDs.
These CD rates are, of course, subject to change without notice. Visit these institution’s websites for more details on these Texas certificate of deposit rates.
For additional resources about CD’s on this website, please view Best CD Rates by Term and Top 12 Month CD Rates.
The Ally Bank No Penalty CD Rates is available on our sister website of onlinebanksblog.com. Also available on the sister site of bankcdratesonline.com is Top 36 Month CD Rates.
We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember the bigger the risk, the larger the reward or loss. Invest with caution.
Related posts:
- Florida Certificate of Deposit Rates
- SunTrust Bank Certificate of Deposit Rates
- Certificate of Deposit Guide – Everything You Want to Know About CDs
- Certificate of Deposit Rates
- Ally Bank Certificate Of Deposit Rates
Tags: Best CD Rates, CD rates, investing, money, Texas CD rates
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