Zions CD Rates

The Zions CD rates come from Utah’s first chartered savings bank and trust company. Zions First National Bank is a subsidiary of Zions Bancorporation which operates through over 500 offices and 600 ATMs in 10 Western states – Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington.

Zions First National Bank’s Regular CDs require a minimum deposit of $1000. The 3 month CD has an interest rate of .10% with an APY of .10%. The 6 month CD has an interest rate of 0.25% with an APY of 0.25%. The 1 year CD has an interest rate of 0.30% with an APY of .30%. The 2 year CD has an interest rate of 0.45% with an APY of 0.45%. The 3 year CD has an interest rate of 0.95% with an APY of 0.95%. The 4 year CD has an interest rate of 1.50% with an APY of 1.51%. The 5 year CD has an interest rate of 1.80% with an APY of 1.81%.

Zions’ Gold CDs not only require a minimum deposit of $1000 but also requires a Gold Checking Account. If the Gold Checking account is closed for whatever reason, the interest rate may be reduced to the non-Gold rate. The Gold CD rates are as follows. The 3 month CD has an interest rate of 0.10% with an APY of 0.10%. The 6 month CD has an interest rate of 0.25% with an APY of 0.25%. The 1 year CD has an interest rate of 0.60% with an APY of 0.60%. The 2 year CD has an interest rate of 0.85% with an APY of .85%. The 3 year CD has an interest rate of 1.35% with an APY of 1.36%. The 4 year CD has an interest rate 1.90% with an APY of 1.91%. The 5 year CD has an interest rate of 1.90% with an APY of 1.91%.

 These CD rates are posted 2/23/2010 and are subject to change without prior notice. Visit their website for more details on other Zions CD rates.

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